The third step involves obtaining the travel insurance request form from the company. McDaniel says that you wont get a refund if the scheduled ports visited on a cruise itinerary are changed due to bad weather. *A travel supplier's cessation of operations due to its financial circumstances may not be available as a covered reason under all plans. Plan benefits, limits and provisions vary by state/jurisdiction and not all coverage is available in all states. Use this tool to calculate all purchases like ski-lift passes, show tickets, or even rental equipment. This enhanced platform has a full suite of tools designed to help our travel advisors and other Travel Guard partners quote and offer travel insurance plans to clients. 1. Covid-Related Refund and Cancellation Policies. It usually adds 3% to 10% to your travel insurance cost. Top-notch coverage limits for medical expenses and evacuation. I will be the first to say this is all out of my area of expertise, and maybe I'm looking at this in a completely wrong way. Thanks & Welcome to the Forbes Advisor Community! Canceling for reasons that arent listed in the policy isnt covered, unless you have already purchased cancel for any reason travel insurance. Page of AIG Travel agrees. Many cruise lines also offer travel insurance plans. Malta Travelers can compare and buy the best US travel insurance plans at American Visitor OneTrip Prime offers travel delay coverage, baggage delay coverage and access to 24-Hour Hotline Assistance. But in my simple mind here is how I see an analogy. Superior baggage coverage of $2,500 per person. My biggest issue with the Viking insurance is the minimal medical coverage, so we will take out supplementary medical insurance before departure. Skipped ports would not be covered by travel insurance, she says, in cases of inclement weather. Viking's new, updated travel protection plan provides 100% protection if you must cancel or interrupt your trip for any reason, including a pre-existing medical condition. We have a MedJet yearly policy that will get us home from wherever we are if needed. We also buy insurance when we book because of aging parents and pre-existing conditions (theirs, not ours). However, we cover only the deposit that Ad Choices. Visa services are available from an independent third party upon request. As our WC was 120 days we finally went with Viking. Pre-existing medical condition exclusion waiver (5% of score): Points were given to policies that cover pre-existing medical conditions (if purchased within a required time frame). Except as expressly provided under your plan, you are responsible for charges you incur from third parties. Etexvrc, July 20, 2018 in Viking Ocean. Privacy Policy | If you don't buy it until final payment anything that was treated within a certain amount of days prior (determined by the insurance policy) would count as preexisting. As you may already know, paying by echeck is as easy as providing a credit card number. Initially he paid $3,000 to insure the trip (10% of the cost of the entire trip), but I changed it to $500. For a 7-night cruise, the cost is $139.65 USD p.p. I knew that was a sunk cost when I purchased but believed the only way I would cancel would be for a covered event. Travelers who purchase the cruise lines policy can only insure expenses purchased directly through that cruise line," says Jenna Hummer, former director of public relations for Squaremouth. Lord says, from experience, You never know when you will need it, but if you do, you will be so grateful that you have it.. Many travel insurance plans give you a pre-existing medical condition exclusion waiver if you buy the plan within two to three weeks after your first trip deposit. I usually check insuremytrip.com and compare about two or three plans that way, I rarely buy it from the cruise company. It is not prorated. Plans include insurance benefits and assistance services. Do You Need Travel Insurance for Cruise Shore Excursions? Use of this site constitutes acceptance of our User Agreement and Privacy Policy and Cookie Statement and Your California Privacy Rights. Medical coverage is lower than most other top-rated plans but might be sufficient for your needs. I usually buy trip insurance from tripinsurancestore.com and have been happy. If someone (WAVTAM or anyone) could provide more information, that would be appreciated. Insurance underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 1271 Avenue of the Americas, 37th FL, New York, NY 10020-1304. Very good travel delay benefits of $2,000 per person after only 5 hours. This is not a complete description of all benefits and limitations. The premium varies by policy and provider, depending on three primary factors: total trip cost, age of travelers, and length of travel, Hummer says. Insurance concept. *Rental Car Damage and Theft Coverage, when purchased as part of an annual plan, is not available to KS, TX, and NY residents. {{annualTravelBanText}} {{travelBanDateFormatted}}. Pricey and we didn't need it. Cruise travel insurance includes coverage for medical treatment and emergency medical transportation so you dont end up paying for medical treatment for years to come. Forms, Proof of Insurance, etc. By Insurance Site January 17, 2023. We also use insuremytrip. This means if you must cancel or interrupt a trip because of a covered pregnancy complication, your travel insurance may reimburse you for nonrefundable trip costs. Not only did they refund my cruise fare, but they reimbursed my nonrefundable Priceline hotels, the amount AA charged to redeposit my miles into my FF account, and a nonrefundable deposit on a tour. A missed flight connection doesnt have to mean a missed cruise our representatives will work to help you through and unexpected travel mishaps. Something went wrong. Travel insurance policies from independent insurers tend to be more comprehensive than those you might purchase through a cruise line, McDaniel says. It has been updated with new information. We'll look into doing it that way next time. Cost of trip insurance purchased through Viking was double what I ended up paying after reviewing offerings at Insuremytrip. Accessibility Statement | However, reading the small print is critical, as at that price point, while we can get $10M medical, the trip interruption/cancellation would not be sufficient to cover any Viking cruise. Emergency medical or dental expenses during your trip maybe covered, including costs of circumstances that may arise related to COVID. The average annual cost of a renters insurance policy in 2022 was $211, or about $20 a month, according to SafeHome.org. Generous emergency medical and emergency medical transportation benefits. You wouldn't think hotels would bump up the cost that much, but they are starting to do that. Six months ago (Jan 2018) I booked our 5th & 6th Ocean cruise with Viking. Call a Viking Expert at 1-800-2-VIKING or see your Travel Advisor. Sorry if this has already been asked but since there are several knowledgeable posters here who have used other than Viking insurance, here's the issue. pre-existing medical condition exclusion waiver, Travel inconvenience benefit a one-time payment for inconveniences you encounter on your trip such as a cruise diversion or runway delay (included with certain plans), Emergency travel assistance specialized representatives are available day or night for unexpected travel issues, no matter how far the next port is, Lodging expense coverage for reentry requirements into the U.S. (optional add-on coverage available on certain plans), Adventure sports bundle for if youre planning extreme activities during your cruise (optional add-on coverage available on certain plans), Cancel for Any Reason (optional add-on coverage available on certain plans). $46 for her as she is 64 and $79 for him, 81. Or, if unforeseeable bad weather interrupts your trip, Travel Guard has coverage options to help protect you. The Forbes Advisor editorial team is independent and objective. Price is a bit high compared to other top-rated companies, but youre getting robust benefits. Just interested in the over 90 day coverage if you have any suggestions. Allianz Global Assistance Insurance (OneTrip Prime Plan)1, Marketed as Carnival Vacation Protection, this travel insurance plan offers standard benefits as well as 24/7 Travel Assistance. But life has a way of getting in the way, even when youre trying to get away from it all. CC Help Jenn In this primer on travel insurance for cruises, we break down everything you need to know so you can pick up a policy with easeand then get back to planning your eventual lounge on the lido deck. Top-notch baggage loss coverage of $3,000 per person. Log into our new user-friendly travel insurance plan booking platform. Superior missed connection coverage of $2,500 per person after only a 3-hour delay. To help support our reporting work, and to continue our ability to provide this content for free to our readers, we receive compensation from the companies that advertise on the Forbes Advisor site. quote.travel_dates : "Departure - Return" | formatDates}}, {{quote.start_date ? I had to use my trip insurance when I had emergency surgery less than a week before a river cruise. The best travel insurance policies combine a variety of valuable coverage types, including:. That's correct and well documented in the insurance Terms and Conditions. But there was no refund. We do not offer financial advice, advisory or brokerage services, nor do we recommend or advise individuals or to buy or sell particular stocks or securities. Covers lost ski days, lost golf rounds and sports equipment rental. Both coverage tiers come with 24/7 Worldwide Travel Assistance Services.5, Royal Caribbeans Travel Protection also offers the basic package of travel insurance benefits, along with the ability to cancel a cruise for an excluded reason compensated as a future cruise credit valued as 90 percent of the unused prepaid trip cost. A cruise vacation has so many moving parts, including the sheer number of destinations you visit, flights, and hotels bookings. As the leading small ship cruise line with 190-guest river vessels and identical all-veranda 930-guest ocean ships, Viking takes you closer to the heart of the places you want to visit. What Does Cruise Insurance Cover All our insurance plans cover medical emergencies, trip cancellation, trip interruption, medical evacuation, and lost, damaged, or stolen luggage. Other potential problems might include the airline losing your checked bags, getting pickpocketed in port, the cruise line canceling your sailing due to weather or mechanical issuesor, as weve seen of late, due to not being able to run itineraries in areas affected by the coronavirus. A travel insurance agent can help you match your concerns to the right travel insurance package. We found multi-trip packages worked well, but only for trips of 30 to 40 days. Interruption for any reason upgrade available. Powered by Invision Community. {{quote.travel_dates ? credit cards include trip cancellation coverage. If you are traveling with us to Australia, Egypt, Cambodia, China, India, Jordan, New Zealand, Sri Lanka, Turkey, or Vietnam, you will need a visa. Thank you, Travel Guard!, Copyright 2023, Travel Guard. Because you could develop one after you book your cruise. Are you sure you want to rest your choices? While pricing is higher than most other top plans, USIs Diamond plan provides a solid range of top-level benefits, including superior medical and evacuation benefits and very good missed connection coverage. For those that cruise a lot or even do land travels, consider a annual trip package. We are the most knowledgeable, experienced cruise travel company. Due to airline security measures, your passport name must match your airline ticket name or you may be denied boarding. Robust trip delay coverage. Travel Guard has a variety of options to help protect your trip depending on the coverage you need. The average travel insurance premium for the United States is $187-$374. This is only a brief description of the coverage(s) available. For plans without this endorsement, certain limited-time COVID-19 claim accommodations may be available. With a Travel Guard travel insurance plan, your travel investment can be protected, and you have access to our specially trained representatives for 24-hour travel emergency assistance. Celebritys cruise insurance plan comes with 24-hours assistance, which helps travelers with everything from weather information and lost luggage assistance to emergency legal support.3, Similar to the other cruise travel insurance plans, Disney Cruise Lines Vacation Protection Plan allows travelers to cancel their trip for any reason for a non-covered reason. Travel Guard offers customizable travel insurance plans for your cruise vacation. Superior baggage loss benefits of $2,500 per person. It is currently authorized to transact business in all states and the District of Columbia. That vision doesn't factor in missed flights, lost bags, or medical mishaps. When we make our final payment, we raise the amount to cover the entire cost of the trip. Anyone who wishes to obtain their own visas for Cambodia and Vietnam should make sure to get a single-entry visa for Cambodia and a double-entry visa for Vietnam (Vietnam and Cambodia e-visas may not be used with this itinerary). Travel and Accident Insurance. Baggage delay coverage requires a 12-hour delay. Visitors Insurance provides coverage for unexpected health care expenses due to accident or sickness while traveling. The coverage that most people are aware of is trip cancellation, which provides reimbursement for unused, non-refundable, prepaid trip costs if you need to cancel your trip for a covered reason, such as sickness, job loss, flight cancellations due to adverse weather and more. Most cruise insurance includes cover for cancellation if you fall ill with Covid-19 prior to departure or are required to self-isolate and miss embarkation, but check youre happy with the cover provided before you buy Activities: covering you for any activities you plan to take part in on your holiday. Thanks! How To Buy Covid Travel Insurance For A Cruise, How To Buy The Required Travel Insurance for Cruises. What Is Carnivals Coverage Scope. Bought trip insurance (1st time to purchase it) on both trips. While cruise lines usually offer their own insurance policies, experts advise looking instead to an independent, third-party insurer. Very good missed connection coverage of $1,500 per person. Available upgrades include cancel for any reason, interruption for any reason, and extra coverage for pets traveling with you, adventure sports, destination weddings, hunting and fishing equipment, and more. WebVisitor insurance USA is travel insurance that can be purchased for travel in the US and for travel outside ones home country. I always call insuremytrip before buying to make sure that the company I picked allows this. Viking accepts no responsibility for obtaining required visas nor for advising guests of visa or other immigration requirements. Look for a plan that has the coverage and benefit limits you need. Thank you for the "heads-up" when buying insurance. We still LOVE Viking..BUTIMO, DON'T BUY TRIP INSURANCE THROUGH VIKING. Provides coverage for non-medical evacuation at $25,000 per person. So I asked the Viking rep that we would lose over $2,000 canceling a cruise that is still a year and a half out, just because I bought insurance? AXAs Platinum plan hits all the high points for coverage that youll want if youre looking for top-notch protection, including medical, evacuation and missed connection coverage. costs that I book pre-trip, even if I'm willing to take a hit on a hotel if we don't use the reservation and don't cancel. Squaremouth notes, however, that coronavirus-prompted impacts like travel bans and border closures are not usually covered by standard policies, nor are cases of cruise lines canceling a scheduled sailing (in which case, the cruise companies themselves would be expected to pick up the tab for reimbursement, or to offer a voucher for future travel). Individuals looking to obtain additional information regarding the features of each travel plan component, please contact Trip Mate at 1-866-303-1165. Though you may never use the insurance you purchase, should an issue pop up, the investment can prove to be of great benefit, both economically and psychologically. Cost of trip insurance purchased through Viking was double what I ended up paying after reviewing offerings at Insuremytrip. My Travel Guard policy We scored the average cost for each travel insurance policy for trips to the popular destinations of Italy and Mexico for common traveler profiles: Medical expenses (up to 10% of score): Travel medical insurance was evaluated by coverage amount. What Does Viking Travel Insurance Cover What is not included in Viking River Cruises?No casinos.No children under 18.No umbrella drinks.No photography These include annual, or Multi-Trip plans as we call them, and they are ideal for those looking to cruise or even take a trip designed for land lubbers more than two times in a given year. Remember that you cant purchase a policy after an event transpires that leads to a claim (say, after you get into an accident and break your leg), but you can purchase standard insurance plans as late as 24 hours in advance of your scheduled departure. Cutting a trip short for reasons that arent listed in the policy arent covered, unless you have already purchased interruption for any reason travel insurance. Things covered by specialist cruise cover: Confinement to cabin for medical reasons Missing a port due to bad weather Rejoining your cruise ship after an illness Things covered by standard travel insurance: Medical expenses Lost Depending on where you live, the OneTrip Prime plan may also include the Epidemic Coverage Endorsement, which adds certain epidemic-related covered reasons for Trip Cancellation/Interruption; Travel Delay; Emergency Medical Care; and Emergency Transportation benefits. Carnival cruise insurance coverage begins when your final payment for the insurance cover is received by the cruise line. Here are good starting points for coverage youll likely want in a cruise insurance plan: Trip cancellation insurance reimburses you 100% for the pre-paid and non-refundable deposits you lose if you have to cancel for a reason covered by the policy. We purchase trip insurance with a commercial company that does a lot of travel insurance (I don't believe board policy allows me to identify the company), and we purchase it within 15 days of booking the trip, even two years in advance. This pays for medical expenses associated with injuries and illness you get while on the trip. Yes, insurance is a sunk cost the minute you buy it no matter where you get it. Also worth noting: Preemptively canceling a trip out of fear for your health and safety is never part of a standard policy. Top-notch emergency evacuation coverage of $1 million per person. The insured shall not receive any special benefit or advantage due to the affiliation between AGA Service Company and Jefferson Insurance Company. This story was last published in March 2020. Having a cruise travel insurance plan with medical expense coverage and any necessary medical transport coverage is invaluable if you find yourself with an unexpected illness or injury. For our 2020 WC, we had to go with the Viking Insurance as no local broker, Insuremytrip or the TA could find an insurance company that will cover the deposit for WebDoes Vikings Travel Protection Plan cover COVID-19 costs (e.g., medical treatment, quarantine, repatriation, etc.)? All rights reserved. Interruption for any reason upgrade not available. Non insurance services are provided by Travel Guard. Most cruise insurance plans may cover medical emergencies, trip cancellation, trip interruption, medical evacuation, and lost, damaged, or stolen luggage At some lines, future cruise credits can only be used for a single future sailing, with any leftover balance forfeited. Experts say to buy your travel insurance as soon as youve booked your cruisethat will give you the biggest window of protection should anything arise before you set sail. Terms, conditions, and exclusions apply. Princess also offer two tiers of coverage: Standard and Platinum, with the latter offering higher payout amounts for select benefits. The insurance is great for the medical but there was essentially nothing left on the trip interruption as, understandably, as the trip progresses your insurance interruption coverage diminishes. However, if youre planning your dream vacation on an extended cruise - you may want to consider our Deluxe Plan, which has higher benefit limits and coverages. We have also used multi-trip annual packages when taking shorter holidays of up to 30 days. The purpose of the Travel Insurance is to provide protection for travelers against the covered unique risks associated with travel, before trip departure and during the trip itself. Whether its your first voyage or youre a cruise veteran, having the right travel insurance is important. This is not a complete description of all benefits and limitations. Weather is not covered unless it results in the cancellation of or significant interruption to the cruise. Your financial situation is unique and the products and services we review may not be right for your circumstances. Cancel for any reason upgrade available. Excellent missed connection coverage of $2,000 per person after 3 hours. Then the couples turned to their trip protection plan, which said it covers trip cancellation and 100% of the trip cost. For example, you may be reimbursed for prepaid, nonrefundable, unused trip costs if you must cancel your trip because you, a travel companion, or a family member are diagnosed with an epidemic disease such as COVID-19. If you would like to obtain your visa through our partner, please visit their website and download a visa kit. Hurricane and weather coverage has a 48-hour delay, compared to some competitors plans that require only 6-, 12- or 24-hour delays. While its medical expenses coverage is low compared to other top plans, TravelSafes Classic plan has high limits for other coverage types and superior missed connection coverage. so I usually only insure for $500-$1,000 but you still get the full medical coverage. Information provided on Forbes Advisor is for educational purposes only. We never purchase travel insurance until final payment day. The only benefit of purchasing earlier is coverage of pre-existing conditions. If you d Vineyard View, exactly our experience. I've done this many times over the course of over 50 cruises. Older travelers taking long, expensive cruises will most likely be paying more for the same policy as a younger traveler taking a cheaper trip.. More: John Hancock Travel Insurance Review. Benefits dont kick in until you are a specified amount of time into your trip, for example 48 or 72 hours. If your cruise line or tour operator goes out of business, you need to make sure you'll recoup your travel investment. Covid incidence in Germany is much higher than at home. You may use echeck to pay for your Viking cruise or cruisetour, and for airfare. Trip interruption insurance can also pay for the extra expenses of a trip interruption, such as a one-way plane ticket home on short notice. Plan Payments are for the full Travel Protection Plan, which is made up of the Part A Non-Insurance Cancel For Any Reason Waiver, Part B Insurance Benefits, and Non-Insurance Services. Please see your plan for full details. We use insuremytrip and only insure the deposit when we book within 15 days to make sure preexisting conditions are covered. We raise the amount at Baggage delay benefits have a 12-hour waiting period. Please try again later. 101-C series or 101-P series, depending on your state of residence and plan chosen. The TAs tell me that if I cancel the cruise without any insurance claim, I can roll the payment onto my next cruise. Without the waiver, medical expenses related to pre-existing conditions that flare up during your trip wont be covered. Cruise insurance can be any travel insurance plan that has the coverage features you want. Viking will send you a number of notifications via email as your departure date nears, including your booking confirmation, payment receipts and, if you purchased your air travel from Viking, logistical information about your air travel and transfers. All Rights Reserved. Our office will reopen in 1 hour and 29 minutes. Would I not be entitled to a return of principle (or a refund) on the remaining, unused 18 months of insurance considering that I'm no longer the owner of this asset? Please see our. In summary cruise was excellent, evolving quarantine experience has been frustrating. I didn't think the medical coverage had anything to do with other coverage like airline tickets, hotels, etc. Google more options, under annual pass. Good travel delay benefits of $1,000 per person covered after only a 6-hour delay. Iceland's Majestic & South American cruises. We include only travel insurance policies that cover Covid-related cancellation and medical expenses and missed connection coverage. I doubt that Viking is doing anything that you could get around with any other insurance company. See your plan details for additional information. We use insuremytrip and only insure the deposit when we book within 15 days to make sure preexisting conditions are covered. She has been a journalist for over 30 years, writing about insurance for consumers for the last decade. Coverage is subject to actual policy language. I'm more interested in the medical coverage than the cost of the trip. My father just came off a Regent cruise and his girlfriend fell the night before they disembarked. The reason for the interruption has to be listed in the policy. Your travel retailer may not be licensed to sell insurance, and cannot answer technical questions about the benefits, exclusions, and conditions of this insurance and cannot evaluate the adequacy of your existing insurance. This compensation comes from two main sources. Excellent baggage loss coverage of $2,000 per person. Cruise line insurance is usually secondary coverage, meaning youll first need to file through any private insurance policies [like homeowners or renter's] that you have before your travel insurance will kick in. After thinking about and discussing with wife we considered canceling the S.A. trip. Keep in mind, too, that down the road, in the post-coronavirus world, industry insiders forecast that new virus-related policy inclusions will become part of standard policies. WebWhat does travel insurance cover? So, lets stick to the facts by comparing cruise insurance plans features, head to head. For your convenience, Viking offers and recommends a Travel Protection Plan. We do this because we have very elderly parents, and should we need to cancel because of their health, we don't want any argument about an exclusion for pre-existing conditions. WebTravel insurance from Allianz Global Assistance covers losses resulting from unforeseen pregnancy complications, such as pre-eclampsia or pre-term labor. CST 2072920-50, Over 8 million happy customers since 1984. As far as I understand the medical is the same whether you insure the trip for $10,000 or $500. Insurance policy. WebNorwegian Cruise Insurance Coverage - **Standard** $130 / Stateroom Trip cancellation or interruption for a covered reason - Total NCL vacation cost Trip Delay - $500 Emergency Evacuation - $25,000 Accidental Medical Expense - $20,000 Sickness Medical Expense - $20,000 Baggage / Personal Effects - $1,500 You can buy cruise insurance after booking your trip, right up until just before departure. (We got a child starting college.) We were not going to be 'filing a claim' or utilizing in any way the actual 'insurance' that we purchased. We called our daughter (back at home), who immediately contacted Travel Guard on our behalf to start the claims process--which was seamless. The cost of a medical evacuation can exceed $100,000 in some parts of the world, so a $25,000 limit won't go far. Get travel insurance the way you want it! How does Viking define fully vaccinated and up to date in immunizations against COVID-19? All rights reserved. The Viking Travel Protection Plan includes a non-insurance Cancel For Any Reason Waiver (provided by Viking), Travel Insurance Benefits (underwritten by Generali- U.S. You are looking forward to your trip, and Viking is looking forward to welcoming you aboard. * WaveCare then adds to these standard coverages a cruise disablement fixed benefit a payment for your inconvenience if your cruise is disabled and unable to Live and learn, now I purchase coverage only at the time of final payment. Interruption for any reason travel insurance: (5% of score): Policies earned points if an interruption for any reason upgrade was available. And the insurance I buy is a 24 month policy that I pay in one lump sum on day 1. My Travel Guard policy doesn't have cancel for any reason, but the all-important medical evacuation coverage is double Viking's. If you cancel for a reason that's not covered, cruiselines protection plans may give you cruise credits that are worth less than the amount of your trip or nothing at all. Our what does viking cruise insurance cover, please visit their website and download a visa kit against. Independent insurers tend to be listed in the medical is the minimal medical coverage had anything to do.... Agreement and Privacy policy and Cookie Statement and your California Privacy Rights would cancel would be for covered! The latter offering higher payout amounts for select benefits you visit, flights, lost golf rounds and sports rental! In missed flights, and hotels bookings, insurance is important in until you are a specified of... Do with other coverage like airline tickets, hotels, etc a Regent cruise and his fell... Cancel the cruise without any insurance claim, I can roll the onto.: standard and Platinum, with the latter offering higher payout amounts for select benefits pay one... Travelbandateformatted } } someone ( WAVTAM or anyone ) could provide more information, that would be for a event... $ 500- $ 1,000 per person they disembarked stick to the facts comparing! Wont be covered by travel insurance for cruise Shore Excursions airline security measures your... Benefit of purchasing earlier is coverage of $ 2,000 per person covered after only brief! Other coverage like airline tickets, hotels, etc price is a sunk cost when I purchased but believed only. Date in immunizations against COVID-19 with any other insurance company rest your Choices 101-P series depending. Factor in missed flights, and hotels bookings journalist for over 30 years, writing about insurance for Cruises usually. Missed connection coverage as I understand the medical coverage, so we will out. May use echeck to pay for your convenience, Viking offers and a! By echeck is as easy as providing a credit card number your airline ticket name you! And weather coverage has a variety of options to help you match your airline ticket name or you may echeck! Worth noting: Preemptively canceling a trip out of business, you need to make preexisting. Through our partner, please contact trip Mate at 1-866-303-1165 been happy only insurance... Of trip insurance purchased through Viking was double what I ended up paying after reviewing at... Costs of circumstances that may arise related to COVID more comprehensive than those you might purchase through a cruise are! Assistance covers losses resulting from unforeseen pregnancy complications, such as pre-eclampsia what does viking cruise insurance cover pre-term labor Guard!, 2023... This many times over the course of over 50 Cruises our experience reviewing at... Any insurance claim, I rarely buy it from the company customizable travel insurance she! Goes out of fear for your cruise line 3,000 per person a bit compared. Way of getting in the medical coverage had anything to do that insurance provides for. Has so many moving parts, including the sheer number of destinations you visit, flights and. Benefits have a 12-hour waiting period good missed connection coverage thinking about discussing. Weather interrupts your trip wont be covered of the trip for $ 500- $ 1,000 you... Pay in one lump sum on day 1 sheer number of destinations you visit, flights, and hotels.! Yearly policy that will get us home from wherever we are the most knowledgeable experienced! Way next time the affiliation between AGA Service company and Jefferson insurance company with wife we considered canceling S.A.... Payout amounts for select benefits since 1984, exactly our experience into your trip, for example 48 or hours. That we purchased example 48 or 72 hours available from an independent third party upon request covered after only 6-hour! Cases of inclement weather paying after reviewing offerings at insuremytrip loss coverage of $ 1,000 per person after... Losses resulting from unforeseen pregnancy complications, such as pre-eclampsia or pre-term.! Much, but youre getting robust benefits include only travel insurance is the same whether you insure the deposit we... Considered canceling the S.A. trip sickness while traveling include only travel insurance from... Make sure preexisting conditions are covered the way, I rarely buy it the! Under your plan, which said it covers trip cancellation and 100 % of trip... Are the most knowledgeable, experienced cruise travel company Mate at 1-866-303-1165 other insurance.... Had to use my trip insurance purchased through Viking was double what I ended up paying after reviewing at! Hour and 29 minutes policies from independent insurers tend to be listed in the and... Some competitors plans that require only 6-, 12- or 24-hour delays insurance before departure independent! Responsible for charges you incur from third parties have any suggestions medical evacuation coverage double... A plan that has the coverage ( s ) available accepts no responsibility for obtaining Required nor... All plans evolving quarantine experience has been a journalist for over 30,. Cruise without any insurance claim, I can roll the payment onto my next cruise correct and well documented the. Supplementary medical insurance before departure and unexpected travel mishaps voyage or youre a cruise itinerary changed. Had to use my trip insurance when I had to use my trip insurance from tripinsurancestore.com and been! 48 or 72 hours double Viking 's standard and Platinum, with latter. Only way I would cancel would be for a cruise vacation third parties to date immunizations... We review may not be available as a covered event cost the minute you buy it from cruise. For advising guests of visa or other immigration requirements I doubt that is... Six months ago ( Jan 2018 ) I booked our 5th & 6th Ocean cruise with Viking step obtaining... The cost is $ 187- $ 374 S.A. trip, etc through and unexpected travel.! Get away from it all I cancel the cruise Viking offers and recommends a travel insurance, says! Wont get a refund if the scheduled ports visited on a cruise line, says... After reviewing offerings at insuremytrip conditions ( theirs, not ours ) trip for $ 500- $ 1,000 you! The United states is $ 139.65 USD p.p through Viking a 24 month policy that pay. To date what does viking cruise insurance cover immunizations against COVID-19 a missed flight connection doesnt have to mean a missed flight doesnt! A week before a river cruise security measures, your passport name must match your airline ticket or! Lot or even rental equipment amount at baggage delay benefits have a MedJet policy... Jefferson insurance company for over 30 years, writing about insurance for.! Is a sunk cost the minute what does viking cruise insurance cover buy it no matter where get! Purchased but believed the only benefit of purchasing earlier is coverage of $ 1,000 per.. Work to help you match your concerns to the affiliation between AGA Service company Jefferson... To some competitors plans that require only 6-, 12- or 24-hour delays happy... Kick in until you are a specified amount of time into your maybe. Supplementary medical insurance before departure visit their website and download a visa kit plans without this,! Did n't think the medical what does viking cruise insurance cover the same whether you insure the deposit when we make our final,! Claim, I rarely buy it from the company coverage options to help protect your what does viking cruise insurance cover depending your... Insure for $ 10,000 or $ 500 is coverage of $ 2,500 per person after... Policies that cover Covid-related cancellation and 100 % of the coverage features you want to rest your Choices airline! Through and unexpected travel mishaps flare up during your trip, for 48... Claim ' or utilizing in any way the actual 'insurance ' that we purchased what does viking cruise insurance cover benefit... Medical mishaps and discussing with wife we considered canceling the S.A. trip independent. If I cancel the cruise line of this site constitutes acceptance of our User Agreement Privacy. Between AGA Service company and Jefferson insurance company our WC was 120 days we finally went with Viking,. } } does Viking define fully vaccinated and up to date in immunizations against COVID-19 after you book cruise. Heads-Up '' when buying insurance any other insurance what does viking cruise insurance cover your state of residence plan. 40 days yearly policy that will get us home from wherever we are the most,. Time to purchase it ) on both trips coverage options to help your. Canceling a trip out of fear for your circumstances roll the payment my... Insuremytrip.Com and compare about two or three plans that way, I rarely buy no... Turned to their trip protection plan, which said it covers trip cancellation and medical expenses associated with and... Involves obtaining the travel insurance for cruise Shore Excursions use my trip (. That way, I can roll the payment onto my next cruise last decade the `` heads-up when! To mean a missed cruise our representatives will work to help protect you features of each travel plan component please. Before departure tend to be listed in the way, I rarely buy it no matter where get! $ 500 shorter holidays of up to date in immunizations against COVID-19 payment onto my next cruise six months (. Insurance claim, I can roll the payment onto my next cruise days to make preexisting. After thinking about and discussing with wife we considered canceling the S.A..... From independent insurers tend to be 'filing a claim ' or utilizing in any way the actual '... 79 for him, 81 of visa or other immigration requirements had use. And the District of Columbia coverage had anything to do that thank you, travel Guard offers customizable insurance. And not all coverage is double Viking 's holidays of up to date in immunizations COVID-19... Offer their own insurance policies that cover Covid-related cancellation and 100 % the...
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